Wells Fargo Reflect: enjoy up to 21 months of interest-free financial peace of mind

Discover the card with one of the best rates on the market for your purchases and balance transfers

Wells Fargo Reflect: enjoy up to 21 months of interest-free financial peace of mind

Looking for a credit card that truly gives you breathing room? The Wells Fargo Reflect is ideal for those seeking a long interest-free period and practical daily benefits.

It combines modern technology, complete protection, and up to 21 months of 0% APR on qualifying purchases and balance transfers.

Why is the Wells Fargo Reflect for you?

With the Wells Fargo Reflect, you enjoy one of the longest 0% APR periods on the market—perfect for organizing your finances or making big purchases without rushing to pay them off.

Plus, the card offers up to $600 in cell phone protection against damage and theft and access to exclusive offers through the My Wells Fargo Deals program.

Pros and cons of the Wells Fargo Reflect

Before making your decision, it’s important to weigh the pros and cons:

Pros

  • 0% APR for 21 months: more time to pay off purchases and transfers interest-free
  • Cell phone protection: coverage up to $600 against damage or theft
  • No annual fee: enjoy all the benefits without paying a yearly fee

Cons

  • Variable rate after the intro period: APR up to 28.99% once the promo ends
  • No rewards program: the focus is on saving with interest, not points or cashback

How to apply for the Wells Fargo Reflect:

Click the button below to see how easy it is to get your Wells Fargo Reflect and enjoy its benefits.