Bank of America Travel Rewards: unlimited points, no annual fee

Earn 1.5x points on every purchase — travel freely, save consistently

Bank of America Travel Rewards

Looking for a travel card that doesn’t lock you into complicated rules or high fees? The Bank of America Travel Rewards Credit Card is a simple and flexible option that lets you earn on everything you buy — and redeem for travel anytime, anywhere.

This is the ideal card for spontaneous adventurers and everyday spenders alike. With no annual fee, no foreign transaction fees, and straightforward rewards, it’s built for freedom.

Why This Card is for You?

You’ll earn 1.5 points for every dollar spent — on all purchases, not just travel. That means groceries, gas, flights, and streaming services all bring you closer to your next getaway. Points can be redeemed as statement credits toward travel and dining purchases, so there are no blackout dates or complicated redemption hoops to jump through.

As a new cardholder, you can also score a 25,000-point welcome bonus after spending just $1,000 in the first 90 days — worth $250 in travel credits. If you’re a Bank of America Preferred Rewards member, you can even boost your points by 25%–75%, adding even more value to your everyday spending.

Pros and Cons of the Bank of America Travel Rewards

Before making your decision, it’s important to weigh the pros and cons:

Pros
1.5x unlimited points: Earn on every dollar, with no spending categories.
No annual or foreign transaction fees: Great for international travel.
Flexible redemptions: Use points toward flights, hotels, or dining.

Cons
No travel partners: Points can’t be transferred to airlines or hotel chains.
Lower earn rate than premium cards: 1.5x rate is flat but not accelerated for travel.

How to Apply for Your Bank of America Travel Rewards

Head to the Bank of America website and fill out a secure application online. You’ll need basic details like your income, employment, and contact information. Most people get a decision in minutes.

After approval, you can start using your card right away to rack up points on daily purchases. Activate your account, book your next trip, and watch your rewards grow with every swipe.