OneMain Financial Personal Loan: quick cash, real people, real results

Borrow up to $20,000 with options for secured or unsecured loans

OneMain Financial Personal Loan: quick cash, real people, real results

Sometimes, life hits you with unexpected expenses—and fast solutions make all the difference. With OneMain Financial Personal Loan, you can apply online or in person and get funding as soon as one hour after closing.

You’ll benefit from flexible repayment terms, fixed APRs, and the ability to choose between secured or unsecured loan options based on your needs.

Get to know better:

  • Funds in as little as one hour: Receive your money quickly after loan closing with SpeedFunds® or direct deposit.
  • Secured or unsecured options: Choose what works best based on your financial situation and collateral.
  • Loan amounts from $1,500 to $20,000: Find the right amount for your goals, with terms from 24 to 60 months.

Why we recommend this loan

The OneMain Financial Personal Loan is ideal if you want speed, flexibility, and the ability to choose how you borrow. With over 1,300 branches nationwide, you can apply online or get personalized assistance in person—whichever works best for you.

Unlike lenders that only cater to high-credit borrowers, OneMain considers more than just your credit score. Whether you’re rebuilding your credit or need access to cash for urgent needs, their process is designed to be accessible and straightforward.

Loan according to your profile

OneMain Financial adapts the experience to fit your life—not the other way around. Whether you apply online or visit a branch, you’ll work with real people ready to help you through the process, from application to funding.

This loan is a good match for borrowers who may not have perfect credit, but have verifiable income and want quick access to funds. If you’re open to secured options, you may also qualify for better rates or larger amounts.

I want to apply for OneMain Financial Personal Loan

Need fast, flexible funding with real support? Click below to explore your loan options today and get one step closer to financial relief.