If you crave premium travel experiences and love turning everyday spending into next-level adventures, the Chase Sapphire Reserve is built for you. With 3x points on travel and dining, lounge access, and a host of elite perks, this card sets a new standard in the world of rewards.
From exclusive travel protections to an annual $300 travel credit, this card rewards you generously while simplifying every step of your journey.
Why This Card is for You?
With Chase Sapphire Reserve, you earn 3x points on travel and dining, plus 10x on Chase Dining and select hotel and car rental bookings through Ultimate Rewards. You also get a $300 annual travel credit — automatically applied to eligible purchases — helping you offset the annual fee with ease.
One of its standout features is access to 1,300+ Priority Pass™ lounges worldwide. Add in the ability to transfer points to top travel partners and receive 50% more value when redeeming through Chase Ultimate Rewards®, and you’ve got a card that turns everyday moments into extraordinary memories.
Pros and Cons of the Chase Sapphire Reserve
Before making your decision, it’s important to weigh the pros and cons:
Pros
- $300 annual travel credit: automatically reimburses travel purchases.
- 3x and 10x points on key categories: fast-track your rewards.
- Airport lounge access: over 1,300 VIP lounges via Priority Passâ„¢ Select.
Cons
- High annual fee: $550 per year, offset by premium benefits.
- Requires excellent credit: not ideal for credit-building.
How to apply for your chase sapphire reserve
You can apply directly through the Chase website in just a few steps. Fill out your personal and financial details, including income and employment information. Most applicants receive a decision within minutes.
Once approved, you can start using your digital card instantly for online travel bookings. Your physical card and Priority Pass access will arrive shortly, unlocking a world of benefits for your next trip.