The Platinum Card® is more than a credit card—it’s your passport to elite experiences and luxury perks. From airport lounge access to over $1,500 in annual credits, this card delivers unmatched value for travelers and premium lifestyle seekers.
Gain access to 5X Membership Rewards® points on flights and hotels, exclusive dining experiences, and comprehensive travel protections. With no foreign transaction fees and top-tier concierge service, the Platinum Card® elevates every part of your journey.
Why is this Card is for You?
If you’re a frequent traveler or someone who enjoys elevated experiences, the Platinum Card® from American Express is built for you. With benefits spanning airfare, hotels, entertainment, and shopping, it offers both luxury and utility.
Whether you’re dining at Michelin-starred restaurants, relaxing in a Centurion Lounge, or streaming your favorite series using your $240 Digital Entertainment Credit, this card turns everyday moments into elite-level rewards.
Pros and Cons of the Platinum Card® from American Express
Before making your decision, it’s important to weigh the pros and cons:
Pros
- Unmatched Travel Rewards: Earn 5X points on flights booked directly with airlines or through AmexTravel.com, and on prepaid hotels.
- Valuable Credits Worth Over $1,500/Year: Includes $200 airline credit, $200 hotel credit, $240 entertainment credit, $200 Uber Cash, $100 Saks credit, and more.
- Airport Lounge Access: Complimentary entry to over 1,400 lounges globally through the Amex Global Lounge Collection.
Cons
- High Annual Fee: $695 may not be justified for users who don’t frequently use the travel and lifestyle benefits.
- Complex Benefits Structure: Requires active enrollment for many perks, and careful management to get the full value.
How to Apply for Your Platinum Card® from American Express
You can apply online through the official American Express website. The “Apply with Confidence” feature allows you to check your approval odds without impacting your credit score—giving you peace of mind before you commit.
Once approved, you can activate your card immediately and begin enjoying the rewards and luxury perks. Choose your preferred design—classic Platinum or an alternative look—at checkout.