Discover the power of the Discover It Secured Credit Card to build credit

Ideal for those looking to start or rebuild their financial life in the U.S.

Discover the power of the Discover It Secured Credit Card to build credit

With the Discover It Secured Credit Card, you can start from scratch and reach a new credit level through responsible use and rewards.

This card is perfect for those rebuilding their score with a no-annual-fee option and attractive cashback.

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Why the Discover It Secured Credit Card is for you

The Discover It Secured offers an accessible and secure way to enter the credit world. You begin with a refundable deposit and build your credit history with on-time payments.

You may also be upgraded to an unsecured card after seven months of responsible use and get your deposit back.

Pros and cons of the Discover It Secured Credit Card
Before making your decision, it’s important to weigh the pros and cons:

Pros

  • No annual fee: Save on fees and focus on building your credit
  • Cashback rewards program: Earn up to 2% at restaurants and gas stations
  • Automatic upgrade: Monthly reviews after 7 months for potential transition to an unsecured card

Cons

  • Required deposit: A minimum of $200 is needed to get started
  • High APR: Standard 27.24% APR may be steep for those carrying a balance

How to apply for the Discover It Secured Credit Card:
Start changing your financial story today with a card that truly delivers results.

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