Looking for a credit card that makes your everyday spending feel more rewarding? The Chase Freedom Unlimited® Credit Card checks all the boxes with impressive cash back rates, a low intro APR, and an easy-to-earn $200 welcome bonus—all packed into a no-annual-fee card.
With just $500 in purchases during your first 3 months, you’ll unlock a $200 bonus. Add that to the high cash back on dining, travel, drugstores, and more—and you’ve got a card designed to give back every time you spend.
Why This Card is for You?
The Chase Freedom Unlimited® card is perfect if you’re looking for flexibility and powerful rewards without paying a yearly fee. You earn unlimited 1.5% cash back on every purchase, but it doesn’t stop there.
You’ll get 3% on dining and drugstores, and a generous 5% on travel booked through Chase TravelSM. Your rewards never expire and can be redeemed anytime for cash back, gift cards, travel, or purchases on Amazon.
Pros and Cons of the Chase Freedom Unlimited®
Before making your decision, it’s important to weigh the pros and cons:
Pros
- $200 bonus: Earn it after spending just $500 in the first 3 months.
- 5% on travel, 3% on dining and drugstores: Maximize everyday rewards.
- No annual fee: Enjoy all benefits with zero yearly cost.
Cons
- Cash back categories require Chase Travel or eligible merchants: Bonus rates apply only in specific scenarios.
- Balance transfer fee applies: 3%–5% fee depending on timing.
How to Apply for Your Chase Freedom Unlimited®
Getting the Chase Freedom Unlimited® card is simple and 100% online. Head to Chase’s official website, complete the secure application with your personal and financial details, and submit it. Most applicants receive a decision within minutes.
Once approved, your card will arrive by mail. From there, start using it right away to earn cash back and enjoy those sweet perks—like travel rewards, protection benefits, and that $200 welcome offer.