If you’re looking for a travel-friendly card that gives you more than just points, the Bank of America Premium Rewards® Credit Card is ready to impress.
With a huge 60,000-point welcome bonus and valuable perks like annual travel credits and TSA PreCheck® reimbursement, this card offers exceptional rewards for both everyday spending and global adventures.
Why This Card is for You?
The Bank of America Premium Rewards® card is built for people who want both value and flexibility. Whether you’re dining out, traveling, or shopping online, this card rewards you with generous points and premium perks.
You’ll earn 2 points per dollar on travel and dining purchases, plus 1.5 points on everything else—with no limits and no point expiration. If you’re a Bank of America Preferred Rewards® member, your points get an automatic boost of 25% to 75%.
Pros and Cons of the Bank of America Premium Rewards®
Before making your decision, it’s important to weigh the pros and cons:
Pros
- $600 bonus value: Earn 60,000 points after spending $4,000 in the first 90 days.
- Up to $200 in annual travel credits: Includes airline incidental and TSA PreCheck®/Global Entry credits.
- No foreign transaction fees: Save money when using your card abroad.
Cons
- $95 annual fee: Slight upfront cost, though easily offset by benefits.
- Requires $4,000 spend for bonus: Higher threshold than entry-level cards.
How to Apply for Your Bank of America Premium Rewards®
Applying online is quick and secure. Visit the Bank of America Premium Rewards® page, complete the online application with your personal and financial information, and submit it for an instant decision in most cases.
Once approved, your card will arrive by mail and you can start earning points immediately. Remember to activate your benefits—like the airline incidental credit and TSA PreCheck® reimbursement—to unlock the full potential of this premium travel card.