Whether you’re just starting to build your credit or want a more personalized way to manage your money, this is the card for you.
Start small and grow smart. Begin with a $50–$200 limit and unlock more as you build positive credit habits with the help of Artie, your AI Money Coach.
Why This Card is for You?
The Arro Card isn’t just a financial tool it’s a credit-building partner. Designed for people who are new to credit or need to rebuild, Arro puts education and accessibility front and center.
Through the Arro app, users gain access to real-time insights, interactive credit lessons, and tips that help develop healthier money habits all while earning 1% cash back on everyday essentials like gas and groceries.
Pros and Cons of the Arro Card
Before making your decision, it’s important to weigh the pros and cons:
Pros
- No Hard Credit Checks: Apply without worrying about your score taking a hit.
- 1% Cash Back on Essentials: Save on gas and groceries while you build your credit.
- AI-Powered Financial Coaching: Get 24/7 support from Artie, your AI coach with real-time credit insights.
Cons
- Limited Initial Credit Line: Starting limit ranges from $50 to $200, which may feel low for experienced users.
- App-Based Experience: Full functionality is tied to the Arro mobile app, which may not appeal to everyone.
How to Apply for Your Arro Card
Applying is simple. Just download the Arro app, fill out a quick application, and get approved without a hard credit check. You don’t even need a bank account or a credit history to get started.
Once approved, you can access your virtual card immediately. Activate it, start spending responsibly, and build your credit step-by-step with rewards and educational tools.