Need funds for something important? Discover a personal loan that puts you in charge—quickly and confidently.
About Wells Fargo
Wells Fargo is one of the largest and most recognized financial institutions in the U.S., serving individuals, businesses, and communities for over 170 years. With a strong reputation for customer service and digital innovation, the bank continues to lead in personal finance.
In addition to personal loans, Wells Fargo offers credit cards, mortgages, auto financing, savings and checking accounts, and investment tools—making it a full-service banking experience for all life stages.
Main characteristics of Wells Fargo Personal Loan
- Unsecured loan—no collateral required
- Loan amounts from $3,000 to $100,000
- Terms from 12 to 84 months
- Fixed interest rates for predictable payments
- No origination or prepayment fees
Disadvantages
- Only available to existing Wells Fargo customers for online applications
- Not suitable for borrowers with poor credit
Here is advice for you
If you want a personal loan from a trusted bank with no hidden fees and flexible terms, Wells Fargo delivers. It’s especially good for consolidating debt or managing large one-time expenses. You get the reliability of a big-name lender combined with transparent lending policies.
Whether you’re planning something big or just need a financial cushion, this loan gives you the tools to move forward. The online prequalification tool lets you see your rates without affecting your credit—an added advantage for smart financial planning.
Requirements to apply for this loan
- Be at least 18 years old
- Have a valid U.S. ID and Social Security Number
- Be a U.S. citizen or permanent resident
- Have a Wells Fargo account (for online applications)
- Meet income and credit requirements
How to apply for the loan
- Visit the Wells Fargo Personal Loans page
- Click “Check Your Rate”
- Fill in your personal and financial information
- Review prequalified offers (no impact on credit score)
- Choose your loan and submit your application
- Get funds directly deposited if approved
Apply for your Loan
Get the support you need with a personal loan built around flexibility, trust, and ease.
Click the button below to begin your application and explore your options with Wells Fargo today.