Unexpected expenses don’t wait—and neither should you. OneMain Financial helps you secure funding in as little as one hour.
Whether you’re rebuilding credit or just need a fast, dependable loan, OneMain puts people first—with real help and real results.
About OneMain Financial:
OneMain Financial has been serving customers for over 100 years, helping more than 10 million Americans access personal loans tailored to their lives. With over 1,300 branches across the U.S., they offer both in-person and digital experiences.
They also provide options for auto loans, refinancing, and secured lending—always with a focus on transparency and customer service. Whether you’re applying online or face-to-face, OneMain puts flexibility and speed at the center of your borrowing journey.
Main characteristics of OneMain Financial Personal Loan
- Loan amounts from $1,500 to $20,000
- Fixed APRs from 18.00% to 35.99%
- Terms from 24 to 60 months
- Secured and unsecured options available
- Funding in as little as 1 hour after closing
Disadvantages
- APRs may be high depending on credit and loan type
- Origination and late payment fees may apply based on your state
Here is advice for you
If you need money quickly and want the flexibility of choosing how to borrow, OneMain is a reliable solution. The option to secure your loan with a vehicle can help you qualify for better terms, even if your credit isn’t perfect.
This is a great fit for borrowers who want direct human support, need funding urgently, and prefer having the choice of both secured and unsecured personal loan options.
Requirements to apply for this loan
- Valid government-issued photo ID
- Proof of residence (e.g., utility bill or lease)
- Proof of income (e.g., pay stubs or tax returns)
- May require collateral for secured loans
- Must meet creditworthiness criteria based on financial profile
How to apply for the loan
- Visit the OneMain Financial website or a local branch
- Click “Check for Offers” to prequalify with no credit impact
- Submit your full application and documentation
- Review loan offers and finalize your choice
- Sign your agreement and receive your funds
Apply for your Loan
OneMain Financial offers fast approval, flexible terms, and the human support many borrowers need—especially when time is tight.
Click below and check your offer now—it only takes minutes and won’t impact your credit.