Looking for a personal loan with no hidden fees? Citi offers fixed-rate loans up to $30,000 with a straightforward application process.
Enjoy the convenience of online applications, quick decisions, and funds deposited directly into your account.
About Citi:
Founded in 1812, Citi is a global financial institution serving over 200 million customers across more than 160 countries. With a commitment to responsible lending and customer service, Citi offers a range of financial products, including credit cards, mortgages, and personal loans.
Citi’s dedication to innovation and customer satisfaction has made it a trusted name in banking for over two centuries.
Main Characteristics of Citi Personal Loan
- Loan amounts from $2,000 to $30,000
- Fixed APRs between 11.49% and 20.49%
- Repayment terms ranging from 12 to 60 months
- No collateral required
- 0.5% APR discount with automatic payments
Disadvantages
- Requires good to excellent credit for approval
- Not available to new Citi customers with less than 12 months of account history
Here is Advice for You
If you’re seeking a personal loan with transparent terms and no fees, Citi Personal Loan is a strong contender. Its fixed rates and flexible terms make budgeting easier and provide peace of mind.
Moreover, the quick application process and potential for same-day funding ensure you get the financial support you need when you need it most.
Requirements to Apply for This Loan
- At least 18 years old (21 in Puerto Rico)
- Valid Social Security Number
- Proof of income and employment
- Good to excellent credit history
- Existing Citi customer for at least 12 months
How to Apply for the Loan
- Visit the Citi Personal Loan website
- Click on “Check Your Rate”
- Complete the online application form
- Submit required documentation
- Receive a decision in under 60 seconds
- If approved, funds are deposited as soon as the same business day
Apply for Your Loan
Citi Personal Loan offers a hassle-free borrowing experience with no fees and fixed rates. Whether you’re consolidating debt or covering unexpected expenses, Citi provides the support you need.
Click below to check your rate without affecting your credit score and take the first step toward financial flexibility.