DCU Visa Platinum Secured: Start Fresh with a Safer Credit Card

A card with fair rates, no annual fees, and tools to help build a stronger credit history

DCU Visa Platinum Secured: Start Fresh with a Safer Credit Card

If you’re ready to improve your financial life, the DCU Visa Platinum Secured gives you the tools to grow your credit with control and confidence.

Enjoy Visa protections, credit monitoring, and the peace of mind that comes with no hidden fees.

About Digital Federal Credit Union:

DCU is a trusted credit union with decades of service across the U.S., offering affordable and member-first financial products.

They provide checking accounts, loans, credit cards, and modern digital tools—all with transparent terms and a commitment to fair banking.

How this card works

The DCU Visa Platinum Secured works with a security deposit that determines your credit limit. Responsible use builds your credit while keeping spending in check.

With the Visa network, you’ll get perks like travel insurance, purchase protection, and exclusive global event access.

Requirements to apply for this card

  • Must be a DCU member or meet eligibility requirements
  • Have an active savings account to fund the security deposit
  • Provide a deposit that sets your credit limit
  • Be 18+ years old with a valid Social Security Number
  • Show proof of income or financial stability

Card fees

  • Annual fee: $0
  • Balance transfer fee: $0
  • Cash advance fee: $0
  • Foreign transaction fee: $0
  • APR: Starts at 15.75% (variable based on market)

Step-by-step to apply:

  1. Click the button below
  2. Fill in your personal and financial information
  3. Choose your deposit amount to set your credit limit
  4. Review and submit your application
  5. Wait for approval and receive your card by mail

Get approved today!

With the DCU Visa Platinum Secured, you can take control of your credit future with ease. It’s simple, fee-free, and packed with valuable support.

Click the button below to visit the official page and learn everything this card has to offer!