Ready to finally pay down your debt without drowning in interest? The Citi Diamond Preferred® Credit Card gives you time—and a lot of it. Whether you’re transferring balances or financing a big expense, this card offers one of the longest 0% intro APR periods on the market.
Stick with us to see why this card could be the key to a more financially confident you.
About the bank Citi
Citi, also known as Citibank, is a global leader in financial services with more than 200 years of experience. Known for its innovation and customer-first approach, Citi provides a wide range of products including personal banking, credit cards, lending, and wealth management.
In the credit card world, Citi is a trusted name offering solutions for every type of spender—whether you’re looking for rewards, travel perks, or low interest.
How This Card Works
The Citi Diamond Preferred® Credit Card is designed for those looking to save on interest. It offers a 0% intro APR for 21 months on balance transfers and 12 months on new purchases, followed by a variable APR of 17.24% to 27.99%.
As a Mastercard®, this card includes great benefits like contactless payments, digital wallet compatibility, and Mastercard® ID Theft Protection™—plus exclusive perks like Citi Entertainment® for VIP access to concerts and events.
Requirements to apply for this credit card
- Be at least 18 years old
- Have a valid U.S. Social Security Number
- Provide a U.S. address
- Have good to excellent credit
- Must be a new Citi Diamond Preferred® cardmember
Card fees
- Annual fee: $0
- Intro APR: 0% for 21 months on balance transfers, 0% for 12 months on purchases
- Standard APR: 17.24% to 27.99% variable
- Balance transfer fee: $5 or 5% of each transfer, whichever is greater
- Foreign transaction fee: 3% of the U.S. dollar amount
- Cash advance fee: $10 or 5% of the advance amount
Apply for your card online
- Visit the official Citi Diamond Preferred® application page
- Click “Apply Now”
- Fill in your personal, contact, and financial information
- Submit the form for review
- If approved, your card will be sent by mail
Get approved today!
The Citi Diamond Preferred® card is a smart, no-annual-fee option for anyone ready to get serious about managing interest and eliminating debt. With one of the best intro APRs available, it gives you the space to breathe and the tools to succeed.
Apply now and take the first step toward greater financial freedom.