Citi Custom Cash® Card gives 5% cashback on your top spending category

Ideal card for convenience and automatic rewards, with full control through the Citi Mobile® app

Citi Custom Cash

The Citi Custom Cash® Card is issued by Citibank, one of the world’s most established financial institutions, known for its excellence in banking services and innovative financial solutions.

With a global presence and millions of customers, Citi provides security, support, and trust.

How This Card Works

The Citi Custom Cash® Card automatically identifies your highest spend category each billing cycle and offers 5% cashback on up to $500 in purchases in that category.

All other purchases earn 1% cashback. Bookings made through Citi Travel for hotels, cars, and attractions earn an additional 4% cashback.

Requirements to apply for this credit card

  • Be at least 18 years old (21 in some states)
  • Have a positive credit history
  • Provide proof of income matching the card profile
  • Reside in the United States or have a valid U.S. address

Card fees

  • Annual fee: None
  • Foreign transaction fee: 3%
  • Cash advance fee: $10 or 5% of the amount, whichever is greater
  • Balance transfer fee: $5 or 5% of the amount, whichever is greater
  • Post-intro APR: Variable APR between 18.24% – 28.24%

Apply for your card online

  1. Visit the official Citi website
  2. Click on “Apply Now”
  3. Fill in the application form with your information
  4. Submit your application
  5. Receive a decision in under one minute
  6. If approved, your card will arrive within a few days

Get approved today!

With the Citi Custom Cash® Card, you can start saving right away. Enjoy the $200 welcome bonus, flexible automatic categories, and full control via the Citi Mobile® app.

Perfect for those who value convenience, security, and effortless rewards.