recurring costs, Bilt offers something unique: the ability to earn up to 100,000 points per year just by paying your rent —
with no annual fee.
On top of that, the card unlocks a complete network of rewards in your neighborhood, including restaurants, gyms, pharmacies,
rideshare, and more plus exclusive access to events, experiences, and travel perks.
About the Bank: Wells Fargo
The Bilt Mastercard® is issued by Wells Fargo Bank N.A., one of the largest and most trusted financial
institutions in the U.S. This partnership ensures reliability, cutting-edge tech, and comprehensive cardholder protections.
How This Card Works
Once approved, the card can be used to pay rent via the Bilt app or portal. To earn points, you must make at least 5 purchases
with the card each billing cycle.
Points can be transferred to travel partners, used for shopping, or even applied to a future down payment.
Requirements to apply for this credit card
- Be 18 years or older
- U.S. residency
- Fair to good credit history
- Stable income
- Valid U.S. bank account
Card fees
- Annual fee: $0
- Foreign transaction fee: $0
- Rent payment fee: $0
- Interest: Varies by credit profile
Apply for your card online
- Go to the Bilt website: biltrewards.com
- Click “Apply Now”
- Fill out the application with your personal and financial details
- Wait for your credit check
- Start using your virtual card right after approval
Get approved today!
The application process is fast and approval can be instant. Once your card is active, you can start paying rent and
earning points right away.
You can also enable auto-pay and track your rewards in the Bilt Rewards mobile app.