If you’re on the hunt for a simple, powerful cash back card, the Bank of America Unlimited Cash Rewards delivers just that. It offers strong upfront value and long-term flexibility, without the hassle of rotating categories or extra fees.
And the best part? All your everyday spending—groceries, streaming, dining out—counts toward your rewards. Stick around to learn how this card can help you earn back more with every swipe.
About the bank Bank of America
Bank of America is one of the largest and most trusted financial institutions in the United States. With a history spanning over a century, it serves millions of customers across the country with personal banking, credit cards, loans, investments, and more.
Known for its innovation in digital banking and strong customer support, Bank of America has created a variety of credit products to fit different financial goals—and the Unlimited Cash Rewards card is one of its standout offerings.
How This Card Works
The Unlimited Cash Rewards card keeps things straightforward. You’ll earn 2% unlimited cash back on all purchases during the first 12 months from your account opening.
After that, you’ll still earn a solid 1.5% cash back on everything you buy. There’s no cap on how much you can earn, and your cash rewards never expire as long as your account stays open.
Requirements to apply for this credit card
- Be at least 18 years old
- Have a valid Social Security Number
- Provide proof of income and U.S. residency
- Have a good to excellent credit score
Card fees
- Annual fee: $0
- Intro APR: 0% for 15 billing cycles (purchases and qualifying balance transfers)
- Standard APR: 18.24% to 28.24% variable
- Intro balance transfer fee: 3% for 60 days
- Standard balance transfer fee: 4% after intro period
Apply for your card online
- Visit the official Bank of America website
- Go to the Unlimited Cash Rewards card page
- Click on “Apply Now”
- Fill out your personal and financial details
- Submit your application and wait for approval
Get approved today!
With no annual fee, a strong cash back rate, and a $200 welcome bonus, the Bank of America Unlimited Cash Rewards card is a smart way to make your money work for you from the very first purchase.
Don’t wait—if you’re ready to start earning, applying online takes just minutes. Why miss out on rewards you could already be earning?