About the Bank
Community Federal Savings Bank, an FDIC insured institution, backs the Arro Card. Known for supporting inclusive financial products, this partnership ensures regulatory compliance, account protection, and broader accessibility.
How This Card Works
Start with a credit limit of $50 to $200. Complete credit education modules and maintain healthy usage to increase your limit over time no surprises, just progress.
You’ll also earn 1% cash back on gas and groceries while building credit. All without the stress of a hard inquiry or high fees. Artie, Arro’s AI assistant, helps you stay on track with budgeting, alerts, and smart suggestions.
Requirements to Apply for This Credit Card
- Must be at least 18 years old
- Valid government-issued ID
- U.S. address and Social Security Number
- Compatible mobile device for app access
Card Fees
- No annual fee
- No security deposit required
- No hard credit check
- Late payment fee may apply if not paid on time
Apply for Your Card Online
- Download the Arro app from the App Store or Google Play
- Complete the short application no credit history required
- Receive instant approval (in most cases)
- Access your virtual card immediately
- Activate and begin building credit today
Get Approved Today!
You don’t need to wait weeks for approval or risk damaging your score with a traditional credit inquiry. Arro provides an easy, inclusive solution that meets you where you are.
Whether you’re just starting your credit journey or recovering from past financial mistakes, Arro helps you level up with personalized tips, real-time progress tracking, and rewards designed to grow with you.