American Express Gold Card: real value for those who love rewards

With generous rewards, monthly credits and exclusive perks, this card is packed with value

American Express Gold Card

American Express is one of the most recognized financial institutions in the world, known for outstanding customer service, premium credit products, and exclusive experiences.

With 24/7 support, robust rewards programs, and shopping/travel protections, American Express continues to be a leader in the premium credit card space.

How This Card Works

The American Express® Gold Card earns Membership Rewards® Points on every purchase. These points never expire and can be redeemed for flights, hotel stays, dining experiences, gift cards, or statement credits.

In addition to earning points, the card offers recurring monthly and annual credits, adding substantial real-world value. From Uber to Resy to dining and coffee shops, this card is designed to fit seamlessly into your lifestyle.

Requirements to apply for this credit card

  • Must be 18 years or older
  • U.S. residency or valid Social Security Number
  • Good to excellent credit score
  • Verifiable income that supports your financial profile

Card fees

  • Annual Fee: $325
  • Variable APR (Pay Over Time): 20.24% to 29.24%
  • Late Payment Fee: Up to $40
  • Foreign Transaction Fee: None

Apply for your card online

  1. Visit the official American Express website
  2. Select the American Express® Gold Card
  3. Click on “Apply Now”
  4. Fill in your personal and financial details
  5. Choose your card design (Gold or Rose Gold)
  6. Submit and wait for instant approval decision

Get approved today!

With “Apply with Confidence,” you can see if you’re approved with no impact on your credit score. If you’re approved and decide to accept the card, only then will a credit inquiry be reflected.

Start enjoying your rewards, credits, and premium benefits as soon as your card is activated. From points to perks, the Gold Card delivers exceptional value.