Build your credit the smart way with the Capital One Platinum. Approval is simple and you’re protected against fraud from day one.
Use it confidently: responsible use can lead to a credit limit increase in just a few months, and you can track everything with exclusive tools.
About Capital One:
Capital One is one of the largest banks in the U.S., known for its innovative digital services and financial solutions for millions of customers.
In addition to the Capital One Platinum, the bank offers checking accounts, cashback cards, business products, and even auto financing.
How this card works
The Capital One Platinum is designed for people with fair credit or those rebuilding their score. It’s a straightforward card without rewards, but it’s focused on financial growth.
With the Mastercard network, you get global acceptance, tap-to-pay technology, and classic benefits like fraud protection and emergency services.
Requirements to apply for this card
- Have a fair credit score
- Be at least 18 years old with a valid SSN or ITIN
- No recent past-due or charged-off Capital One cards
- Sufficient income that exceeds monthly expenses
- Not applied for another Capital One card in the past 30 days
Card fees
- Annual fee: $0
- Purchase & transfer APR: 29.74% variable
- Balance transfer fee (promotions): 4%
- Cash advance fee: $5 or 5% of the amount (whichever is greater)
- Late payment fee: Up to $40
Step-by-step to apply:
- Click the button below
- Fill out the form with your financial details
- Wait for the credit check (no impact on your score)
- If approved, receive your physical card in the mail
- Activate and start using it responsibly
Get approved today!
With the Capital One Platinum, you’ll have a reliable card, accepted worldwide, and packed with essential features for those starting their credit journey in the U.S.
Don’t wait – click below to explore more and take the next step now!