As required under applicable laws in certain US states.
Effective Date: May 1, 2025
AvailableCards is committed to protecting the privacy of your information, including consumer health data. This policy outlines our practices regarding such data.
Scope of This Policy
This Consumer Health Data Privacy Policy supplements our general Privacy Policy and other disclosures. It specifically addresses how AvailableCards handles personal data that qualifies as Consumer Health Data under the health data privacy laws of certain U.S. states.
Our services may contain links to external websites. AvailableCards is not responsible for the privacy practices or content of those sites. We encourage users to review the privacy policies and any consumer health data policies of any third-party sites they visit.
AvailableCards’ services are intended for use by individuals who are of legal age to consent to data processing.
By using AvailableCards’ services, you acknowledge and agree to the practices described in this Consumer Health Data Privacy Policy. If you do not agree with these practices, please refrain from using our services.
Consumer Health Data Collection
“Consumer Health Data” or “CHD” is personal data that is linked or reasonably linkable to an individual and that can be used to infer information about their past, present, or future physical or mental health.
The specific CHD we collect and how we collect it will depend on your interactions with AvailableCards’, the services you use, and your preferences and any consents you provide. Categories of CHD we may collect include:
- Information about specific health conditions, diagnoses, or treatments. This may be collected through voluntary surveys, research initiatives, or features designed to enhance service accessibility.
- Data related to social, psychological, behavioral, or medical interventions.
- Information concerning health-related procedures or surgeries.
- Data related to the use or purchase of prescription medications.
- Information about bodily functions, vital signs, and related symptoms or measurements.
- Data derived from diagnostic tests, treatments, or medications.
- Information related to gender-affirming care.
- Information concerning reproductive or sexual health. For example, inferences about sexual orientation may be drawn from website visits.
- Precise location data that indicates attempts to obtain health-related services or supplies.
- Data that identifies individuals seeking health care services.
- Inferences about health derived from non-health information.
- Other health-related information you choose to provide.
Prohibited Data
You must not provide AvailableCards’ with biometric data, including facial recognition data and mathematical representations of biometric identifiers, or genetic information, including genetic characteristics from DNA analysis and familial genetic information.
AvailableCards’ will retain and use your CHD only for as long as necessary to fulfill the purposes outlined in this Policy and in accordance with our data retention practices.
Use of Consumer Health Data
AvailableCards’ uses CHD, with your consent where required, to provide our services and for our business operations. These purposes include:
- Communications: To communicate with you as necessary and as permitted by law.
- Legal and Compliance: For risk management, audits, investigations, data rights management, reporting, legal claims, and business transactions such as mergers or acquisitions.
- Marketing: To provide advertising and marketing for our services or other offerings that may interest you, and to support third-party advertising and marketing on our platforms.
- Personalization: To personalize features and content within our services.
- Recordkeeping and Auditing: For maintaining records of user interactions and auditing our business activities.
- Security: To enhance the security of our services by detecting and preventing malicious or fraudulent activity.
- Service Improvement: To conduct research, develop new services, and address service issues.
Disclosure of Consumer Health Data
AvailableCards’ may share your CHD with your consent or as reasonably necessary for legitimate purposes.
Categories of Third Parties
We may disclose CHD to the following categories of third parties, as needed for the purposes described above and with your consent:
- Service Providers: We may share data with service providers that support our business operations. These providers are contractually obligated to use the data only for the services we request.
- Business Partners: With your consent, we may share CHD with business partners to provide targeted advertising based on your interests. This advertising may involve the use of data from which health-related inferences can be made, but will not specifically target health conditions.
- Professional Advisors: We may share CHD with legal, financial, and other professional advisors when necessary to comply with legal obligations, protect our rights and safety, or in connection with business transactions.
Your Privacy Rights
Depending on applicable law, you may have certain rights regarding your consumer health data:
- Access Rights: You may have the right to request access to your CHD.
- Deletion Rights: You may have the right to request the deletion of your CHD.
To exercise these rights, please visit our AvailableCards Privacy Center. We will take steps to verify your request as required by law. We may require additional information to complete the verification process.
We may not be able to fulfill every request. If we deny your request, we will provide information about any appeal rights you may have, as required by applicable law.
Updates to This Policy
AvailableCards reserves the right to modify this Consumer Health Data Privacy Policy. We will post any changes on our website. Please review the “Effective Date” at the top of this policy to see when it was last updated.