Chase Sapphire Preferred: earn big on travel and dining

Turn every trip and dinner out into serious rewards

Chase Sapphire Reserve

Looking for a credit card that turns your everyday spending into unforgettable getaways? The Chase Sapphire Preferred might just be your perfect match. With powerful travel perks and generous points on dining, it’s designed for people who want more from their spending.

From its flexible rewards program to exclusive travel protections, the Chase Sapphire Preferred makes it easy to dream bigger — and get there faster.

Why This Card is for You?

With this card, you’ll earn 2x points on travel and dining purchases, making it ideal for food lovers and frequent flyers. You can redeem your points for travel through Chase Ultimate Rewards — and get 25% more value when you do. That means your points go further, so your adventures can last longer.

What sets this card apart is its versatility. You’re not locked into specific airlines or hotel chains. Instead, you enjoy the freedom to transfer points to leading travel partners or use them directly through Chase’s own platform. Whether you’re booking flights, hotels, or car rentals, you’re covered with premium rewards and protections every step of the way.

Pros and Cons of the Chase Sapphire Preferred

Before making your decision, it’s important to weigh the pros and cons:

Pros

  • High rewards on travel and dining: 2x points on purchases you already make.
  • 25% more value on redemptions: Use points through Chase Ultimate Rewards® for bonus value.
  • No foreign transaction fees: Travel internationally without added costs.

Cons

  • Annual fee: $95 annual fee applies.
  • No intro APR: No 0% APR offer on purchases or balance transfers.

How to Apply for Your Chase Sapphire Preferred

Applying is quick and secure through the Chase website. You’ll need to provide your personal details, income, and employment information. The application typically takes just a few minutes, and many applicants receive an instant decision.

Once approved, your card will be mailed to you, and you can activate it online. From there, you can start earning points on your everyday purchases right away — especially when dining out or booking travel.