When your goals can’t wait, the LendingPoint Personal Loan helps you move forward. With funding available as soon as the next business day and terms up to 72 months, this loan is made for people who want control and clarity from the start.
Designed to work with borrowers of varying credit profiles, LendingPoint goes beyond just a score. You’ll get a personalized offer based on your full financial picture, with no impact on your credit when checking your rate.
Get to know better:
- Funds as fast as the next business day: Quick turnaround when you need it most—once approved and verified.
- Flexible terms from 24 to 72 months: Choose a repayment plan that makes sense for your budget.
- Loan amounts from $1,000 to $36,500: Borrow what you need for what matters most—without overextending.
Why we recommend this loan
The LendingPoint Personal Loan offers an excellent option for those who want a fair shot at borrowing, even if their credit isn’t perfect. The prequalification process is quick, does not affect your score, and delivers multiple tailored offers.
We also like that LendingPoint works with FDIC-insured banks like FinWise Bank and Coastal Community Bank, giving borrowers the reassurance of trusted institutions behind the funding. Everything happens online, but human support is available if needed.
Loan according to your profile
This loan is designed with flexibility in mind. Whether you’re consolidating high-interest debt, covering medical expenses, or planning a large purchase, you can shape the terms to match your needs.
It’s a great fit for individuals with fair to good credit who want simple, fast access to funds without the hidden fees or fine print found in many traditional loans.
I want to apply for LendingPoint Personal Loan
Discover how easy it is to get the money you need—click below to check your personalized offers in just minutes.